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Student loan consolidation can help a borrower get out of student loan default.

When a defaulted loan in accepted into a consolidation program the defaulted loan is paid off by the consolidation.

Many of these benefits can have a very good impact on your situation and maybe even your credit score.

Student loans can come with a fixed or variable interest rate.

Depending on what type of student loan you have, your interest rate can be over 8% for just one loan.

So you may you just finished celebrating the best 4 years of your life and one of the greatest achievements of your life by graduating with your college degree.

Your life and future looks to be full sunshine and promise. Then on one of those bright sunny days a visit to your mailbox ends with a nice little letter describing how for the next 30 years you will be paying back nearly a mortgage payment back for your student loans.

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