Help consolidating student loans

Rated 4.43/5 based on 540 customer reviews

Variable rates from 2.570% APR to 6.980% APR (with Auto Pay).

Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan.

Our company may receive compensation from partners seen on our website. Deciding where to refinance your student loans can be difficult.

We help borrowers compare the best refinance and consolidation companies in one place.

Our research, news, ratings, and assessments are scrutinized using strict editorial integrity.

Our editorial staff does not receive direction from advertisers on our website or our Partnerships Team.

The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.

*To check the rates and terms you qualify for, So Fi conducts a soft credit inquiry.If you don’t meet the requirements of a certain lender, a creditworthy cosigner can increase your approval odds and help you receive a lower interest rate.In this guide: Each student loan refinance lender has its own specific underwriting criteria, so your approval odds may be higher at one lender than another.Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score.Soft credit inquiries allow So Fi to show you what rates and terms So Fi can offer you up front.

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